Small Business - Our Programs / HealthChoice

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One Flat Rate

Pay $270 per person

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Designed for Small Business

Choosing health coverage for your small business can be overwhelming. HealthChoice of Michigan, powered by Wayne County, offers a simple solution—flat $270/month per employee. Designed for Wayne and Oakland County businesses, it helps control costs, cut the uninsured rate, and boost retention, recruitment, and productivity.

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How does HealthChoice Work?

2026 Small Business HealthChoice Cost Rate Sheet

COVERAGE FOR:

COST

DENTAL
ADD - ON

VISION
ADD - ON

Employee Only

$269.41

$15.28

$2.60

Employee & Spouse

$624.65

$30.60

$5.67

Employee & 1 Minor Family Dependent

$425.55

$25.96

$3.95

Employee & 2 Minor Family Dependents

$566.53

$33.53

$4.97

Employee, Spouse & 1 Minor Or Any 3 Family Members

$850.88

$41.25

$7.62

Employee & Any 4 Family Members

$1102.25

$48.96

$7.62

Employee Only Coverage COST$269.41

Employee Only Coverage DENTAL ADD-ON$15.28

Employee Only Coverage VISION ADD-ON$2.60

Employee & Spouse Coverage COST$624.65

Employee & Spouse Coverage DENTAL ADD-ON$30.60

Employee & Spouse Coverage VISION ADD-ON$5.67

Employee & 1 Minor Family Dependent Coverage COST$425.55

Employee & 1 Minor Family Dependent Coverage DENTAL ADD-ON$25.96

Employee & 1 Minor Family Dependent Coverage VISION ADD-ON$3.95

Employee & 2 Minor Family Dependents Coverage COST$566.53

Employee & 2 Minor Family Dependents Coverage DENTAL ADD-ON$33.53

Employee & 2 Minor Family Dependents Coverage VISION ADD-ON$4.97

Employee, Spouse & 1 Minor Or Any 3 Family Members Coverage COST$850.88

Employee, Spouse & 1 Minor Or Any 3 Family Members Coverage DENTAL ADD-ON$41.25

Employee, Spouse & 1 Minor Or Any 3 Family Members Coverage VISION ADD-ON$7.62

Employee & Any 4 Family Members Coverage COST$1102.25

Employee & Any 4 Family Members Coverage DENTAL ADD-ON$48.96

Employee & Any 4 Family Members Coverage VISION ADD-ON$7.62

Plan Co-pays

All Preventative ServicesNo Co-pay

Doctor Office Visit$20

Specialist Office Visit$30

Physical Therapy$20

Urgent Care Centers$25

Ambulance$200

Emergency Room$100

Hospital Stay$200

Generic Prescription$10

Brand Name Prescription$20

See full benefits summary

DENTAL RIDER as low as $15.28/mo

VISION RIDER as low as $2.60/mo

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Plan Documents

Small Business Brochure

Member Handbook and Subscriber Certificate

New Business Checklist/Guidelines

Employer Application Forms

Employee Enrollment Forms

Medical Benefits and Copays

Dental Benefits and Copays

Vision Benefits and Copays

DC Dental Plans Provider Directory

Heritage Vision Provider Directory

Participating Hospitals

See Full List

Questions? Call Us: 1-800-935-5669

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